When Should I Drop Collision On My Auto Insurance

Car insurance is one of the bigger monthly expenses most households have. You could be paying several hundred dollars a month for this type of insurance if you have multiple vehicles, a couple tickets or even an accident on your record, and a teen driver or two. Since it is such a large part of…

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Do I Really Need Life Insurance

When we talk about life insurance and try to make people aware of the need for it, the question often comes up, “why do I need life insurance?” This is a fair question. After all, there is already more than enough required insurance that we need to buy, why bother with an insurance product that…

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September is Life Insurance Awareness Month

For the past 15 years, September has been designated as Life Insurance Awareness Month (LIAM). LIAM was created in 2004 to help educate Americans on the importance of protecting their loved ones and providing for them financially in the event of an untimely death. This year, we are proud to have well-known actress, model, and…

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Do I Need an Umbrella Insurance Policy

All your life, you have been striving for your piece of the American dream. You have worked hard, saved and invested wisely, and you have accumulated a healthy net worth. Your mortgage is almost paid off, and your retirement account is approaching seven figures. You are ideally positioned to enjoy your golden years. Then one…

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How Does a Construction Surety Bond Work

In the construction industry, surety bonds are often required in order for the contractor to be considered for a project. For example, a surety bond is required for all federal projects, as well as publicly funded projects in most states (including Maryland). A lot of private entities also require a contractor to be bonded, and…

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