Public Speakers: Do You Need Insurance?

Public speakers who share their knowledge on various platforms through a host of mediums to multiple business hopefuls might not understand the need to have professional liability insurance – also known as errors and omissions (E&O) insurance. This type of insurance policy protects individuals who deal in services rendered rather than in products sold; these…

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What is Commercial Auto Insurance and Does Your Business Need it?

If your business involves a fleet of vehicles, performs deliveries, or operates construction vehicles, you will need to purchase commercial automobile insurance. Bear in mind that there are many reasons to shop for commercial vehicle insurance policies for myriad types of businesses and you will need to check with a trusted insurance agent to see…

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Insurance for Freelancers: What Kinds of Insurance Make Sense for Freelance Workers

Freelancing is a rapidly growing sector of our workforce. There are now an estimated 42 million Americans working as independent contractors. And although freelancing offers a lot of advantages such as freedom and flexibility of work schedule, there are some challenges as well. One of the biggest dilemmas for a freelance worker is what kinds…

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Professional Liability Insurance Policy Primer

The need for a professional liability insurance policy for business owners in Maryland is a crucial protection for any business owner. These policies are financial products devised to compensate the insured (your business entity) in the event of a claim being made against it. The policy covers damages sought under claims for errors, omissions, or…

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Does Your Business Insurance Cover Cyber Attacks?

The risks of doing business online are growing by the day. It seems that every other week, we hear about another major organization that has suffered from a data breach or other cyber attack. In fact, it seems even the political parties cannot seem to keep their sensitive data protected from security breaches. If organizations…

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