Does Your Business Insurance Cover Cyber Attacks?

The risks of doing business online are growing by the day. It seems that every other week, we hear about another major organization that has suffered from a data breach or other cyber attack. In fact, it seems even the political parties cannot seem to keep their sensitive data protected from security breaches. If organizations…

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Why Return of Premium Life Insurance May be The Best Option

When it comes to life insurance, a large number of Americans prefer term instead of whole life because you can typically get a lot more coverage for a lot less premium. Term insurance is significantly more affordable, but there is one major drawback. If you outlive the length/term of the policy, you lose everything you…

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GoFundMe Should Not Be Your Life Insurance Plan

As part of Life Insurance Awareness Month, we thought it was important to tackle one of the more recent trends among those who lose close relatives and do not have the funds to pay their final expenses; starting a crowdfunding campaign. The modern iteration of crowdfunding got its start in 1997, and during the past…

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Why is Life Insurance Taboo

Every September, the insurance industry recognizes Life Insurance Awareness Month. This year, the campaign has been energized by the COVID-19 outbreak, a pandemic that has claimed the lives of nearly 200,000 Americans to date. According to a Lincoln Financial Group survey in July, more than one third of consumers think life insurance is more important…

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Business Insurance for Home Based Businesses

These days, more and more people are working out of their homes, and many of them have their own home-based business. Self-employed individuals that operate their business from their homes usually rely on their homeowner’s or renter’s insurance policy to provide protection in the event of a worst-case scenario. But while your home and personal…

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