GoFundMe Should Not Be Your Life Insurance Plan

As part of Life Insurance Awareness Month, we thought it was important to tackle one of the more recent trends among those who lose close relatives and do not have the funds to pay their final expenses; starting a crowdfunding campaign. The modern iteration of crowdfunding got its start in 1997, and during the past…

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Why is Life Insurance Taboo

Every September, the insurance industry recognizes Life Insurance Awareness Month. This year, the campaign has been energized by the COVID-19 outbreak, a pandemic that has claimed the lives of nearly 200,000 Americans to date. According to a Lincoln Financial Group survey in July, more than one third of consumers think life insurance is more important…

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Business Insurance for Home Based Businesses

These days, more and more people are working out of their homes, and many of them have their own home-based business. Self-employed individuals that operate their business from their homes usually rely on their homeowner’s or renter’s insurance policy to provide protection in the event of a worst-case scenario. But while your home and personal…

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How to Prepare for a Business Insurance Audit

When you purchased your business insurance policy, your agent should have advised you that your policy will be audited at the end of your term. This audit is done to make sure the insurance company is collecting the appropriate premium for the risk that they are taking on by insuring your business. The auditor will…

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Is Your Life Insurance Tied to Your Job

The coronavirus pandemic has turned our entire world upside down. Tens of thousands of Americans have died, and millions have suddenly found themselves out of work. Just a couple months ago, national unemployment was at its lowest level in decades, and most people were feeling like their job was pretty secure and that they would…

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