Business Investing: How Life Insurance Outperforms the S&P 500

Over the past 15 years, life insurance contracts have accumulated more cash than investments made in the S&P 500 portfolio. For business owners, that should be a huge revelation. One of the many ways to invest cash is within an indexed universal life insurance policy. ‘Universal life’ refers to a kind of life insurance that…

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Maryland Workers Compensation Insurance Requirements

Maryland isn’t the only state to require Workers Compensation Insurance, it is a state-mandated requirement for most employers in states across the country, except for Texas. If you are an employer in Maryland and have one or more employees, you will need to purchase workers’ compensation insurance for your employees. If you’re a sole proprietor…

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The Need for Commercial Auto Insurance

When shopping for commercial auto insurance there are several items to take into consideration, especially when as a business owner, you realize how important it is to protect your business assets from as many risks as possible. Having a vehicle that is involved in your business operations could be a liability and could put the…

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Public Speakers: Do You Need Insurance?

Public speakers who share their knowledge on various platforms through a host of mediums to multiple business hopefuls might not understand the need to have professional liability insurance – also known as errors and omissions (E&O) insurance. This type of insurance policy protects individuals who deal in services rendered rather than in products sold; these…

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What is Commercial Auto Insurance and Does Your Business Need it?

If your business involves a fleet of vehicles, performs deliveries, or operates construction vehicles, you will need to purchase commercial automobile insurance. Bear in mind that there are many reasons to shop for commercial vehicle insurance policies for myriad types of businesses and you will need to check with a trusted insurance agent to see…

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