Who Should Your Life Insurance Beneficiary Be?
For anyone who has obligations and people they need to take care of in the event of a worst case scenario, life insurance is a necessity. And one of the most important considerations when taking out a life policy is who to name as beneficiary. This may seem pretty straightforward, and in some cases it…
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Term vs. Whole Life insurance: Benefits and Drawbacks
For anyone with obligations, life insurance is essential. Often, the challenge is figuring out how much insurance to buy and which type of policy is best for their circumstances. There are two general forms of life insurance: whole (permanent) and term life. Here is a quick overview of each: Whole Life Insurance: Whole (also known…
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You Are Never Too Young to Buy Life Insurance
Life insurance is one of the most often-overlooked insurance products for two main reasons: It is optional; unlike auto and homeowner insurance, there is no law or financing requirement to purchase life insurance. It is mostly a selfless product; the policyholder does not receive the death benefit, so the only way they can benefit is…
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Give the Gift of Life Insurance
Christmas will be here soon and chances are you are still struggling to find that perfect gift for the person on your list that is hard to buy for. This year, consider thinking a little bit outside the box and giving a gift most people need without even realizing it; life insurance. Anyone that is…
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How Much Life Insurance Is Enough
The purpose of Life Insurance Awareness Month is more than just to make consumers aware of the affordability of life insurance, but also to help people ensure they have an adequate amount of coverage in the event of a worst case scenario. The first step in answering the question of how much life insurance you…
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How Much Does Life Insurance Really Cost?
Every year when summer winds down and families work hard to get the kids back in school and back to their normal routines. This seasonal transition is the perfect time to consider whether or not you have enough life insurance protection for your family. This is part of the reason why September has been designated…
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Life Insurance Awareness Month: The Importance of Life Insurance for Business Owners and Society
Industry reports indicate that upwards of 40% of all American adults have no life insurance whatsoever and that the average death benefit of those who do have life insurance would only cover three years of their own income. This of course is not sufficient for most people. That is why over a hundred major insurers,…
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Life Insurance Awareness Month: The Ghostwriter’s Personal Story
September has been designated by the National Association of Insurance and Financial Advisors (NAIFA) as Life Insurance Awareness Month. The reason that we set aside an entire month to make Americans more aware of the need for life insurance is that so few of us have enough of it. This is a tragedy when you…
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