If You Own a Rental Property Make Sure You Have the Right Insurance
In recent years, a growing number of homeowners have decided to become landlords. It started during the housing crisis in the late-2000s, when many homeowners found themselves “upside-down” on the mortgage, owing more than the home was worth. As property values have recovered, some have decided that renting is better than selling because it gives…
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Insuring Business Vehicles With Commercial Auto Insurance
If you have a business that uses vehicles and/or you use your own vehicle for work, personal auto insurance may not be sufficient. Businesses have greater liability concerns than consumers, and higher levels of coverage are necessary to ensure they are fully covered. This is why businesses that employ the use of vehicles need to…
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Cyber Liability Insurance: The Importance of Data Breach Protection
Doing business in the digital age is becoming increasingly complex. Competition is heavier than ever before, and the future economic outlook is uncertain. In the security realm, you not only have to protect your physical premises, you also have to make sure your online assets are secure. And if there is a loss due to…
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September is National Life Insurance Awareness Month
September is not only the beginning of fall and the kickoff for football season; it is also National Life Insurance Awareness Month. Why do we need an entire month focused on raising awareness about an insurance product that is not even required? Because many people who should have life insurance are not aware of how…
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Split-Dollar Life Insurance The Overlooked Executive Benefit
Some executive benefits are so commonplace that their names are heard repeatedly in the news. Stock options, restricted shares, cash bonuses, etc. make up the majority of the compensation packages for many executives. But there is an often-overlooked executive benefit that is very powerful for organizations that utilize it: life insurance. Most employer-provided life insurance…
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