Do I Really Need Long-Term Care Insurance?
Many people do not like to think about their health care ‘needs’ as they get older. But the fact is, health care costs have been far outpacing inflation for many years, and it is wise to plan for your future needs. According to the U.S. Department of Health and Human Services, Americans turning 65 years…
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How to Pay for Both Long-Term Care and Life Insurance
Life expectancies of Americans continue to rise. More and more people are living well into their 80s, 90s, and even crossing the century barrier. The one major downside to longer lifespans is deteriorating health as you age, and the increased likelihood that you may require long-term care. Long-term care insurance was created to address the…
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